Who is quote me happy underwritten by

Open menu Bought By Many Existing customers. Key policy features Quotemehappy. Summary Quotemehappy. How much does Quote Me Happy car insurance cost?

Cover for damage should pay for your car to be repaired or replaced at its market value. Extra cover Quote Me Happy also offers a range of optional extras to bump up your cover, including protecting your no claims discount if you have 3 years or more. Keycare is available for loss or damage and a claim will not affect your no claims discount. What do Quote Me Happy customer reviews say?

Over on Trustpilot, Quote Me Happy have been awarded 8. More like this:. Best Car Insurance for Young Drivers We've reviewed independent expert sources to come up with candidates for the accolade Best Young The 9 best black box insurance providers We've reviewed the best black box insurance providers based on their policy features and customer The best breakdown cover providers We've compiled this list using the top motor breakdown providers from the Which?

How do we calculate customer scores? Customer satisfaction element Which? Make your money go further. Find the best deals, avoid scams and protect your savings and investments. Join Which? Continue reading.

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Related guides in Which? Best personal loan deals. Here are some examples of positive comments left on Trustpilot by QuoteMeHapp. Quickly review all details which are standard on a comprehensive policy. Excellent cover and the price was the same as last year. User friendly software that allows you to change various parameters within your details to immediately see the cost effectiveness of them. Most of the negative reviews we read relate broadly to difficulty with customer service issues.

Certainly, communicating with customer service is more of a challenge when you buy from an online company, so be prepared for delays when dealing with QuoteMeHappy customer service and claims should you go with them and any issues arise. Here are a few samples to give you an idea of common complaints for QuoteMeHappy. She filed the claim and was presented with your list of local repairers, none of whom are brand authorised and the nearest s is 20 miles away. Emails back with generic answer and not actually reading the questions.

No way of calling them and speaking to customer services. QuoteMeHappy has received a 4 star rating from Defaqto. While we don't know the inner workings of the Defaqto grading system, we suspect this is due to QuoteMeHappy policies missing a few features as standard, including child car seat cover and key cover. We did a quick comparison check to see how competitive QuoteMeHappy really is to use, based on a sample driver who's a year-old male driving a Ford Fiesta.

Please keep in mind that these are estimates for a sample profile, and you may receive quotes that are significantly more or less than these. QuoteMeHappy can offer good deals because they are an "online" car insurance company so don't have to maintain costly call centres. If you have an issue to discuss with customer service you'll need to do this over email instead of just picking up the phone. Other ways you can save money include paying annually instead of monthly instalments car insurance companies usually charge interest when you pay monthly because they are essentially extending credit and being selective about the optional extras you choose to add to your policy.

Plus, of course, you may be charged Insurance Premium Tax and the cost for the period of cover you've had to date. And if a claim has been made under "Section 1. Loss of or damage to your car" then you won't get any kind of premium refund e. Since QuoteMeHappy is an online company, they don't charge for admin changes—you can make these on your own via the customer portal.

Although, if an admin change such as adding a driver results in a "riskier" profile then of course your premium may go up.

We've tried to highlight some notable features of comprehensive QuoteMeHappy policies in this review. To learn more about the full terms, exclusions and conditions please refer to the QuoteMeHappy.

If you'd like to compare QuoteMeHappy to other car insurance companies, see our other car insurance reviews below:. Prior to NimbleFins, she worked as an investment professional and as the finance expert in Stanford University's Graduate School of Business case writing team. Read more on LinkedIn.